Reading Time: 3 minutes American healthcare systems are probably the most convoluted healthcare system in the world. The US probably has the world most advanced medical device and pharmaceuticals industry, many brilliant doctors and great hospitals, e.g., the BJC hospital in the St. Louis area, which is one of the top research hospital in the USA. At the same
Reading Time: 2 minutes I am trying to keep fit and I have been doing this for a while (before pandemic). This includes both the physical fit, weight and most recently, the iPhone addiction. Also as the weather is getting colder, and I am thinking doing a bit more swimming. Last but not least, I am thinking slowly going
Reading Time: 2 minutes First: I am happy to say the kids to back to school. In the last 2 weeks before school starts, some days Sophia really got bored, and she let me know that. She asked me to to buy the humming bird feeder, among other things. I recall the days I shopped at Sears (hint, a
Reading Time: 6 minutes Some disclaimer: not district official doc. I believe each kid is unique, special and gifted in her / his own way. And for many parents / guardians they do sincerely believe their kids are the smartest. Years ago I think when my older daughter was probably 3 or 4 years old, at the preschool a
Reading Time: 2 minutes This is the worst stock market I experienced for last few years. As shown below. I am not disheartened though. Because I think long term is always good to get rid of the extreme speculations, just like the subprime mortgage last time around (2007 to 2009), this time it seems the speculation in cryptos is
Reading Time: 9 minutes (Update 06-13-2024) I gave summer camps more thoughts. I think for different families: the need for summer camps are also different. For example, doctors, nurses, restaurant workers, and some other jobs that parents or guardians need to be in office and usually have a 8 or 9 hours working day. If we add commute time,
Reading Time: 2 minutes In a little over last year or so, I was involved in many technical interviews, and sometimes hiring decisions (one vote only, but a No vote is usually a No for the candidate). This is quite different from normal technical contributor’s job. But I learn something from this process too. I think overall I had
Reading Time: 4 minutes I was able to figure out how to put my work Dell laptop into sleep recently. The problem was that if I just unplug it from the docking station without put it into sleep, it will be on and usually runs out of battery in the morning, in other words it will needs reboot in
Reading Time: 2 minutes It’s 401k enrollment time, because of my recent job change. I have lived life without 401k contribution for several months now, although I tried to keep up with buying mutual fund Scottrade IRA account. But I found this IRA thing is not as easy my good old 401k account. Couple reasons: 1) Automatic payroll deduction
Reading Time: < 1 minute How to deal with 401k when leaving a job? Some options: 1) Take it out, with 10% penalty, and potential income tax later on. This is usually not recommended. 2) Rollover to an Rollover IRA; or Rollover to the new employer’s 401k. I did this once: not because of change of job, but because of
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