Reading Time: < 1 minute Saw some good personal finance quiz recently. 70 percent of Americans can’t answer these 3 basic money questions Pop Quiz: Test Your Knowledge of Personal Finance Rutgers personal health and finance quiz

Reading Time: 2 minutes (Update 17-Apr-2019) I recently changed job again and also did some adjustments on old 401k, after leaving much of them alone since 2009. I did moved some money from small 401k to an IRA account (those employers asked me to move the money out). I made some mistakes during the IRA investing, and was reluctant

Reading Time: 2 minutes My older daughter just finish 1st grade. One thing I learned is first graders do have some homework, at the same time they usually don’t have homework over the weekend (Friday, Saturday and Sunday). In other words, homework usually won’t be assigned out on Friday and due to Monday. This is something I like to

Reading Time: < 1 minute Chase (link here): First two rides = 50% off (up to $15 per ride). Use your Chase card to sign up for a new Uber account, enter promo code CHASE50, and take your first two rides by 7/31/17 SPG (Starwood preferred guest): this is target offer. I got it in the email, quoted below: Get

Reading Time: < 1 minute Amex: Amex Offers has a Quiktrip in store (order via QT app) off $5 offer, can be used twice. And the Amex offer appears only available via the Amex app too. So basically you should install the Amex app, check if there are offers, add them if yes. Then install the QT app. The food

Reading Time: < 1 minute I finally decided to upgrade to the 4th gen Apple TV, which I had it as a developer kit about 2 years ago. I had not used it as the gen 2 Apple TV worked out fine mostly of the time, until recently it appears “play on Apple TV” feature did not work well on

Reading Time: < 1 minute Dumb mistakes using airline miles 1) Let it expire; 2) Spend it on hotels, 3) Let myself be the redeemer instead of my old daughter Serenity. Later found out I cannot add my younger daughter (<2) as lap child (the mile redeemed ticket does not have that privilege).

Reading Time: 2 minutes Over the years I have rode quite a few United Air on my trips from US to China. Amid the most recent incident on the UA (warning: the video may not be suitable for little kids), I am thinking of a few UA trips I took, such as this one on March 2007, which worked

Reading Time: < 1 minute Deep Springs College: I heard about the college first time today. Apparently this is a very small college (26 students enrollment per Wiki). But they emphasize work (labor), the college is free. All male for now until the lawsuit can be settled. College of the Ozarks: I knew this college a while ago, and I

Reading Time: 2 minutes Recently I started to realize buring (use) rewards points efficiently is as important as earning, if not more. Chase Ultimate Rewards, Hyatt I made a small mistake about a month ago when I transferred some Chase UR points to Hyatt. The impetus for doing that was I needed to book 3 nights of hotel at