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Reading Time: 2 minutes (Update 11-22-2023) I think one of the main competitor for Jack Henry is Fidelity Information Services ($FIS), and it seems something happened in mid 2021, and FIS start underperforming against Jack Henry from that time. See the 20 year stock chart above. It looks like the WorldPay acquisition was the main culprit here (Reuters: FIS

stlplace
October 15, 2023

Reading Time: 7 minutes (Update 05-29-2024) Some packing and shipping tips: make sure we get a good, also decent sized packaging, otherwise the item may get lost during USPS shipping. I noticed two recent items (one is a buy from China, via eBay), another is a small item shipped from Springfield, MO (education sector, probably want to save on

stlplace
August 19, 2023

Reading Time: 6 minutes (Picture above Hilary Hahn, who plays the violin for Suzuki book 1; the piano was played by Natalie Chen) (Update 12-14-2023) I realized my daughter’s violin teacher also knows how best to keep the kids engaged and interested. Couple things: 1) The practice sheet, he has a worksheet which looks like a printed out Excel

stlplace
August 18, 2023

Reading Time: 2 minutes Background Years ago when I think of AI, I only think about the autonomous driving (driverless car or self driving car). The tech behind it is so called “deep learning“, and it’s a part of Artificial Intelligence. Now it’s all the Chatgpt and Generative AI, or in Chinese tech community, AIGC (AIG generated content) is

stlplace
August 13, 2023

Reading Time: 4 minutes On this past Sunday evening, I learned a harsh lesson on the fast food and order food via mobile apps. It’s not the 1st time I waited a loooooooong time for the food. During pandemic I recalled once I waited probably one hour at the Panda Express not far from where I live, when I

stlplace
July 26, 2023

Reading Time: 5 minutes (Update 12-31-2023) I just looked at one of my IRA accounts in which I hold mostly stocks. The dividend yield is about 1% (I hold about 45% of the portfolio in $BRK). There are two points of the views on dividend based investing, some people argue we don’t always need the dividend. In the example

stlplace
July 22, 2023

Reading Time: 2 minutes (Update 11-20-2024) Here is my Bluesky social profile. || I think I may need to go back to Twitter to back up some data, from time to time. I did a backup in last year but I think it was a big json file. Two things I may miss: one is health/fitness tips; another one

stlplace
April 11, 2023

Reading Time: 6 minutes The past weekend (04/01/23) was also the deadline for the US college admissions. I think some refer that as Regular Decision or RD, which is corresponding to the regular application/admission time and I assume most kids get admission via the regular admission (not Early Action or Early Decision, EA or ED, scroll all the way

stlplace
April 8, 2023

Reading Time: 2 minutes When I was in the 5th grade in village elementary school, once a teacher said to my dad (they probably knew each other): your son (me) can go to a technical school (they are like technical high school), but he needs to work harder if he wants to be admitted to college/university. This is a

stlplace
February 11, 2023
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