Reading Time: 2 minutes And personally, I am not happy with Mercy Go Health First some background. There are 3 urgent care places near where we live. In the order of opening: St. Luke’s urgent care (next to a CVS). Total Access Urgent Care (TAUC): an independent chain that has no affiliation with a hospital; they have X-ray and

Reading Time: 3 minutes Traditionally the United States likes to boast it’s a democracy and people voted for their political leaders. With the recent re-election of Trump and also with Elon Musk heavily involved in the last few months before the Nov 5 election, with his money and influence (think the X.com formerly Twitter.com). Also, it seems many tech

Reading Time: 3 minutes (Update 02-03-2025) It seems the dividend for Polaris Inc. $PII is a bit shaky now: google AI still thinks it’s safe. I don’t know. Polaris Inc. credit outlook downgraded to negative at S&P due to weakened credit metrics (Original 12-11-2024) Business, Market and Economy Polaris Inc stock ($PII) closed under $60 the 1st time in

Reading Time: 2 minutes First a few tips (not the tip as in the money) I learned since I drove Uber. One is you can setup a secured code like 2 factor authentication: I have one passenger used this feature. This may be faster than looking at license plate/exchange names etc. The driver can only “start the trip” after

Reading Time: < 1 minute And my goal is to have 40,000 shares eventually (before I fully retire). I realized I have 400 shares recently as I noticed my IRA account recently received $194 quarterly dividend （48.5 cents per share). 我有四百股 $KO: 因为我注意到前两天发了$194 的红利. 伯克希尔有四亿股：巴菲特代表股东拿了$194 m 的红利。 So, if I need to retire on the dividends from Coca-Cola stocks. I

Reading Time: 2 minutes 还有再加上保险里面的一些坑。 Must buy 必须买的保险 Healthcare insurance, better include dental and vision too. Without healthcare insurance, it’s much harder to get needed medical care, should you or your family need it. This actually happened to one of my friends. And I believe the friend probably died from the disease because of that: lack of insurance, and

Reading Time: 2 minutes Because the Bitcoin just crossed the $100,000 mark recently, and with the upcoming US president who is friendly to the bitcoin and Cryptos, I saw a lot of excitement and craziness going on in that space. Came across a question at FB private group: My young adults (16/19) keep trying to invest in crypto, xrp,

Reading Time: 2 minutes (Originally written in Chinese; English version generated via Google translate at the bottom) 美国中西部大农村出来的高管，总的来说还是没认识到这个世界的复杂(公司小气不请保安，自己掏钱也得请保镖啊）。巴菲特一年的保镖/保安费大概是几十万吧。二十多年前微软的巴尔莫来村里，也有保镖。我觉得他是帮股东挨了这几枪。 我在美国工作24+ 年，基本上所有大的医疗保险公司都用过，我个人感觉 UNH 的服务还是相对靠谱的。有很多不靠谱的保险公司-光收钱不办事的很多。 还有我较鄙视网上的美国义和团/键盘侠，砸本国人的日本车，各种医闹：美国的医疗系统，医疗保险问题，主要是政客们搞出来的。共和党的政客们要负主要责任：我敢保证他们是拿保险公司捐款的大头。美国应该可以学习其它西方国家搞全民医保。美国（极端）资本主义，以盈利为唯一目标，过于依赖市场的黑暗我是领教过一些的。我记得几年前亚马逊把得了癌症的员工裁了，纽约时报当时报道过。 附：美国的医疗系统，庞大无比，有她先进之处（新药，新设备，新的治疗方法），但是确实 it has some drawbacks，我最近也是有亲身体会。 其实昨天最早是从小红书上看到这个消息的-希望国人不是因为幸灾乐祸才发的。 油管 12-08-2024 更新：我关于美国医疗体系概况的油管视频。全长15分32秒。 My YT Video on safety etc (财不露富：害人之心不可有，防人之心不可无 – 从村里最近的一个案件想到大家要注意的事). 下面是英文版。 Executives from rural areas in the Midwest of the United States generally do not realize the complexity of

Reading Time: 2 minutes A Chinese version (google translated) is here. First some background. Time: 6 Reasons Why Joe Biden Pardoned Hunter Biden MSNBC (Opinion): The unfair prosecution of Hunter Biden is over — finally The View cohosts react to Joe Biden pardoning Hunter Biden: ‘This is why people don’t trust Washington’ Personally, I agree with all the above.

Reading Time: 4 minutes Or that honor will go to Trump? I don’t know. One thing I do know is if past experience predicts future, it doesn’t look good 🙁 The only good news is as you can see from the google search, past experience doesn’t always predict future 🙂 The problem I see is we don’t have a