Reading Time: 6 minutes Background This is a continuation of my earlier post here, also just noticed I wrote about the US healthcare systems back in 2009: My Thoughts On US Healthcare Reform, My Thoughts On US Healthcare Reform: II, My Analogies On Healthcare Reform Protest, and Healthcare Reform: Some Good Things About US Hospitals. Below was written over

Reading Time: 3 minutes I was not aware or conscious of the famous Chinese singer Liang Jingru’s age until a few days ago. Note 梁静茹 Sometimes the fans call her Fish Leong. I think Leong is the last name 梁 in her native Malaysia: her ancestor is from China’s Guangdong province and I assume they all speak Cantonese. The

Reading Time: 3 minutes I thought about this for a while. The last time I planned to switch, was a few years ago, at our previous home (condo), for some reason the AT&T technician could not find a port for the broadband, per my wife (I was likely working at the credit card company at the time). And the

Reading Time: 3 minutes I owned an Amex Gold card for a while. Sometimes I tweeted about it. I was thinking about giving Serenity a card (I talked about it in my blog), too. In fact, the other day Mother’s Day 2023 to be precise, we had her “pay” for the dinner. Note the reason I used the double

Reading Time: 4 minutes (11-06-2023) Design with Reach has some deals for the Herman Miller chairs. The website popup says 20% off (not sure if it can be stacked on the existing 25% off offer). (09-25-2023) And now I realized I had an issue with the jeans. Googled it and it seems people were talking about it on Reddit.

Reading Time: 4 minutes I am trying to fix small things myself these days, this is probably true for many other people too. Replace the cell battery for the car keys For example, recently I found out the new Car key (new to me anyway, it’s a used 2020 Toyota Camry key, so a few years old in reality),

Reading Time: 2 minutes Do you want to guess the mutual fund (company) that lost the most in the First Republic Bank rout? I mean the mutual fund that held the most $FRC before it’s being closed by FDIC and since taken over by the JP Morgan Chase. I was a bit surprised to find that the Vanguard Group,

Reading Time: 2 minutes Yesterday, an interesting moment. I need a five dollar bill. And I asked my 13 year old and 8 (soon to be 9) year old. I asked my younger daughter 1st. She said, why don’t you go ask mom? My 13 year old was listening, she already went to her piggy bank. She didn’t have

Reading Time: 2 minutes I think savers should look at high yield savings account #HYSA now. Personally I use the $AXP (#Amex or #AmericanExpress) and $DFS (#DiscoverCard). The rate as of today 05-05-2023 is 3.75% for both. I expect they raise the rate to 4% shortly after this week Federal Reserve’s 0.25% rate hike. Doctor of credit has a

Reading Time: 2 minutes 橄榄🫒村股票群群公告 history Please email me at minjie dot xu at gmail dot com if you like to join 讨论美股个股为主(Latest update is at the bottom). 近年我个人比较成功的是OKTA：她家做identity cloud ☁️ (single sign on, security as a service etc). ZM没有拿稳比较可惜。I also long Berkshire Hathaway, Alibaba and GoodRx. Two disclaimers: 1) Your money 💰, your call (decision); 2) I am