Category: 401k and Personal Finance

Reading Time: < 1 minute I did not do anything with my 401k when I left my old employer about one year ago. The past year was also a year of hugh up and downs. I managed not to do anything with it in the past year: no re-balance, no jump in and jump out, no rollover to IRA, and

stlplace
October 9, 2009

Reading Time: < 1 minute Not really. Some issues: eligibility, trade-in value of your old clunker (maybe more than $3,500 or $4,500), also your clunker may worth more than its face value (consider the insurance cost and property tax of a new car). MyMoneyBlog has did some analysis on his/her own (used) vehicles; and Edmunds.com has a comprehensive article including

stlplace
June 15, 2009

Reading Time: 2 minutes (Update 07Sept09) I found a minor problem with Sogotrade. I had this happened to me twice. Basically I changed my mind for existing limited sell order, so I clicked “cancel”. But Sogo works so fast and diligently, partial of my order has already been executed. So basically later on when I want to sell the

stlplace
May 28, 2009

Reading Time: < 1 minute I have talked about investing in China many times in this blog. Recently a good friend of my wife asked this question: how to protect her parents retirement (life style) now that they are near retirement? I think this is a very good question, also a very common one. Recently I read Charlie Munger’s book

stlplace
May 21, 2009

Reading Time: < 1 minute Via YouTube. It seems the card companies are not happy. Today I saw a big drop of stocks of American Express (NYSE: AXP), Capital One (NYSE: COF). Are the golden days of credit card industry over? We shall see.

stlplace
May 20, 2009

Reading Time: 2 minutes I mean the Citi Bank checking account. A few years ago I opened Citi Checking account online, mainly to take advantage of a $150 offer (if I do direct deposit) or keep balance at certain level (which is $1,500). A few months ago, I switched job, and in the process did not set up the

stlplace
May 11, 2009

Reading Time: < 1 minute As millions of American workers saw their 401k became 201k since last year, this 401k thing suddenly becomes a hot topic. CBS 60 minutes did an excellent report on this topic. Watch CBS Videos Online My thoughts

stlplace
April 19, 2009

Reading Time: 2 minutes (Update 23Apr09) It seems Obama administration is going to make credit card more consumer friendly (marketWatch). So are they going to socialize the credit card: I mean, you and me (i.e., honest guys) pay the credit cards on time each month, will bail out the deadbeats, after we bailed out the Wall Street ??? We

stlplace
April 10, 2009

Reading Time: < 1 minute They are all in stock funds. Old 401k (Hewitt): down 11.8% Rollover IRA (Vanguard): down 11.78% New 401k (Vanguard): up 133.97% (this is due to new contribution, I started new 401k in Nov 08, so there is an easy comparison here) Noticed my portfolio balance in Vanguard is about even compared to the end of

stlplace
April 1, 2009

Reading Time: < 1 minute New 401k in Vanguard Two weeks into working for new employer, today I am able to make my 401k selections from Vanguard. Sweet! It only took me a few minutes to make my choices: (30%) S&P 500 index fund (VFINX) (30%) Winsor II (VWNFX) (40%) International value (VTRIX) If there is one thing I learned

stlplace
November 10, 2008
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