Category: 401k and Personal Finance

Reading Time: < 1 minute (Update 07-28-2010) I found Citi® Platinum Select® AAdvantage® World MasterCard® to be interesting. AA actually offers 3 cards: Master Card, American Express or Visa. They has a 30,000 miles promotion as of now. Another card, which is more useful in our daily lives, is the Upromise® World MasterCard® credit card with Dining & Grocery Rewards,

stlplace
July 9, 2010

Reading Time: 2 minutes First I want to thank everyone who used my referral enrolling in Ohio College Advantage 529 plan, esp. those of you who kept quiet after using my referral code. My daughter (although she can not understand what is college these days, being 3 months and 3 weeks old) and my wife also want to express

stlplace
July 3, 2010

Reading Time: < 1 minute link here. This is the new card I got this year. I got the $40 first statement credit, and am very pleased to get the extra points for my Amazon purchase (quite a bit after our new baby born). With your Amazon.com Rewards Credit Card, you will earn points for every dollar you spend on

stlplace
June 26, 2010

Reading Time: 2 minutes It’s 401k enrollment time, because of my recent job change. I have lived life without 401k contribution for several months now, although I tried to keep up with buying mutual fund Scottrade IRA account. But I found this IRA thing is not as easy my good old 401k account. Couple reasons: 1) Automatic payroll deduction

stlplace
May 21, 2010

Reading Time: 2 minutes Learned this lesson the hard way. Basically couple days ago on my way to St. Louis Bread Co for a coffee, the windshield wiper in my car stopped working (it was raining). To make things worse, I can hear the motor was still trying to rotate and making the annoying noises. Upon arrival at the

stlplace
May 12, 2010

Reading Time: < 1 minute I had to rent a car today because my car is in the repair shop. It seems I need to extend the rent one day, because the part was not available in the shop (it had to be ordered). I rent a Hyundai Accent from local Enterprise Rent-a-car (across street from the car repair shop).

stlplace
May 11, 2010

Reading Time: 3 minutes So I opened an IRA account in mid March, deposit some money there, but I have not bought any mutual fund until today (theoretically tomorrow). Why? Two reasons: 1) The market has been hot lately, and I was waiting for a dip, that dip did not come until recently the Goldman scandal surfaced, and Greece

stlplace
April 29, 2010

Reading Time: 4 minutes (Update 08-01-2010) It seems the referral still works. Feel free to use my referral code 2568778, and email me after you enroll. I will send you the $25 Amazon gift card as soon as I receive the referral bonus from Ohio 529 plan. (Update 06-29-2010) My mistake, there is not limit in terms of the

stlplace
April 9, 2010

Reading Time: < 1 minute I received both the federal and state tax refund last week. Besides using the Turbo Tax from Bank of America site (get 35% off). For State (show me state) filing, I used paper filing, because state filing is usually simply enough, and also the Turbo Tax already gave me the estimate refund amount (so that

stlplace
April 4, 2010

Reading Time: < 1 minute (Update 05-07-2010) I just found out some more details on how it works. Per BoA’s FAQ of the Keep the Change Program, “The matching funds will be credited annually to your savings account. This will take place within 8 weeks after the month of your enrollment anniversary for the Keep the Change® savings service.” (Update

stlplace
March 29, 2010
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