Category: 401k and Personal Finance

Reading Time: 3 minutes I thought about this for a while. The last time I planned to switch, was a few years ago, at our previous home (condo), for some reason the AT&T technician could not find a port for the broadband, per my wife (I was likely working at the credit card company at the time). And the

stlplace
June 13, 2023

Reading Time: 3 minutes I owned an Amex Gold card for a while. Sometimes I tweeted about it. I was thinking about giving Serenity a card (I talked about it in my blog), too. In fact, the other day Mother’s Day 2023 to be precise, we had her “pay” for the dinner. Note the reason I used the double

stlplace
June 6, 2023

Reading Time: 2 minutes Yesterday, an interesting moment. I need a five dollar bill. And I asked my 13 year old and 8 (soon to be 9) year old. I asked my younger daughter 1st. She said, why don’t you go ask mom? My 13 year old was listening, she already went to her piggy bank. She didn’t have

stlplace
May 8, 2023

Reading Time: 2 minutes I think savers should look at high yield savings account #HYSA now. Personally I use the $AXP (#Amex or #AmericanExpress) and $DFS (#DiscoverCard). The rate as of today 05-05-2023 is 3.75% for both. I expect they raise the rate to 4% shortly after this week Federal Reserve’s 0.25% rate hike. Doctor of credit has a

stlplace
May 5, 2023

Reading Time: 2 minutes 橄榄🫒村股票群群公告 history Please email me at minjie dot xu at gmail dot com if you like to join 讨论美股个股为主(Latest update is at the bottom). 近年我个人比较成功的是OKTA:她家做identity cloud ☁️ (single sign on, security as a service etc). ZM没有拿稳比较可惜。I also long Berkshire Hathaway, Alibaba and GoodRx. Two disclaimers: 1) Your money 💰, your call (decision); 2) I am

stlplace
May 1, 2023

Reading Time: < 1 minute Don’t buy penny stocks; don’t buy stocks all at once (portfolio and cash management); don’t look at the previous high and use it as reference price when buying (on sale mentality); don’t own too many stocks especially for newbies, because it’s likely a newbie doesn’t know or learned a lot about those companies. In stocks

stlplace
April 30, 2023

Reading Time: < 1 minute (Update 06-19-2024 note today is Juneteeth Day) In last year or so I noticed my current employer also switched to the 4 year vesting schedule. That also means in theory I can retire from my current place if I only care about the 401k matching money vesting 🙂 (Original) First thoughts: regarding the recent #layoff

stlplace
April 20, 2023

Reading Time: 2 minutes (Update 07-28-2023) Perry v. Schnuck Markets, Inc. (Original) It seems soooooooo hard for me to earn the $100 check from google Adsense nowadays. A lot people said blogs are dead nowadays. That’s probably true, as I learn from homejianshuo (noticed his blog starting date of Sept 2002, now I recall I was probably influenced by

stlplace
April 19, 2023

Reading Time: 3 minutes Tomorrow 04/18/2023 is the tax day in the US, the usual deadline for filing federal income and state income taxes. Note in some states there is no income tax. In the old days, I mean the real good old days, the tax day is usually April 15, and the Post Office will be like the

stlplace
April 17, 2023
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