Reading Time: < 1 minute And my goal is to have 40,000 shares eventually (before I fully retire). I realized I have 400 shares recently as I noticed my IRA account recently received $194 quarterly dividend (48.5 cents per share). 我有四百股 $KO: 因为我注意到前两天发了$194 的红利. 伯克希尔有四亿股:巴菲特代表股东拿了$194 m 的红利。 So, if I need to retire on the dividends from Coca-Cola stocks. I
Reading Time: 2 minutes (Update Dec-16-2024) The fintech company that collapsed and took $90 million of people’s life savings with it: The collapse and bankruptcy of fintech middleman Synapse in May has left more than 100,000 Americans locked out of a collective $90 million of their own money, prompting a class action lawsuit. (I don’t know how much money
Reading Time: 2 minutes My 14 year old (when she was almost 14) decided to switch to this electric toothbrush given by the Orthodontist office and after a while she wanted to order the replacement toothbrush heads. This is not the most common electric toothbrush and I had to order the replacement heads at the their official website. But
Reading Time: 2 minutes I used Robinhood App since year 2015, when they just got started. To be honest, I was drawn to them initially by the zero commission feature. My experience with Robinhood over the years I think Robinhood has some features I like, in addition to the zero comission feature that it pioneered in the industry. It
Reading Time: 3 minutes I think I was pretty ignorant about the Roth IRA or Roth 401k until recently years. Some friends talked about Backdoor Roth IRA a few years ago. Around the same time (Sept 2021), I noticed my employer 401 k plan has a Roth option. Before that I already worked in the USA for about 21
Reading Time: 2 minutes (Update 12-08-2024) 我今天录了一个油管视频:I created a YT video today and it’s in Mandarin Chinese. I can create an English version later, if there is interest. My street credentials (qualification) for writing this: besides as the consumer of US healthcare system (employer sponsored plans most of the time) since fall 2000. I also worked for 2 large
Reading Time: 3 minutes Digital wallet and credit card expiration and automatic extension Investopedia : What Is a Digital Wallet? Also quote Investopedia There are several digital wallets available. Here are some of the most well-known: Cash AppApple PayGoogle WalletSamsung PayPayPalVenmoAliPayWalmart PayDwollaVodafone M-PESA Personally I use Apple Pay (in store) and PayPal (online stores). I know some investors or
Reading Time: 5 minutes Writing from my experience on credit card both from consumer (outside) and business (inside) perspective: meaning encourage more usage of the card via loyalty and rewards, make sure the card is on the top of the deck etc. I also understand Americans are addicted to the credit card to a large extent. Full disclosure: between
Reading Time: < 1 minute Reasons for that: economy and layoffs – we have zero control on neither; at certain point, companies and organizations started to discriminate against older workers in terms of hiring and firing (layoffs), due to their potentially higher salary, higher healthcare expense, and so on. Surprising, at least for now, AI is the not main reason
Reading Time: 2 minutes If you just want to look at the contractor list, it’s here. Basic Knowledge Living in the USA usually also means driving and owning a home. And we need some knowledge about the cars and the house. Even if we live in condo or apartments – in those cases we typically don’t need to mow
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