(Originally written in Chinese; English version generated via Google translate at the bottom)
美国中西部大农村出来的高管，总的来说还是没认识到这个世界的复杂(公司小气不请保安，自己掏钱也得请保镖啊）。巴菲特一年的保镖/保安费大概是几十万吧。二十多年前微软的巴尔莫来村里，也有保镖。我觉得他是帮股东挨了这几枪。
我在美国工作24+ 年，基本上所有大的医疗保险公司都用过，我个人感觉 UNH 的服务还是相对靠谱的。有很多不靠谱的保险公司-光收钱不办事的很多。
还有我较鄙视网上的美国义和团/键盘侠，砸本国人的日本车，各种医闹：美国的医疗系统，医疗保险问题，主要是政客们搞出来的。共和党的政客们要负主要责任：我敢保证他们是拿保险公司捐款的大头。美国应该可以学习其它西方国家搞全民医保。美国（极端）资本主义，以盈利为唯一目标，过于依赖市场的黑暗我是领教过一些的。我记得几年前亚马逊把得了癌症的员工裁了，纽约时报当时报道过。
附：美国的医疗系统，庞大无比，有她先进之处（新药，新设备，新的治疗方法），但是确实 it has some drawbacks，我最近也是有亲身体会。
其实昨天最早是从小红书上看到这个消息的-希望国人不是因为幸灾乐祸才发的。
油管
12-08-2024 更新：我关于美国医疗体系概况的油管视频。全长15分32秒。
My YT Video on safety etc (财不露富：害人之心不可有，防人之心不可无 – 从村里最近的一个案件想到大家要注意的事). 下面是英文版。
Executives from rural areas in the Midwest of the United States generally do not realize the complexity of the world (the company is stingy and does not hire security guards, but you have to hire bodyguards at your own expense). Buffett’s annual bodyguard/security fee is probably hundreds of thousands. More than 20 years ago, Microsoft’s Balmer came to the village and also had bodyguards. I think he took these shots for the shareholders.
I have worked in the United States for 24+ years and have used basically all major medical insurance companies. I personally feel that UNH’s service is relatively reliable. There are many unreliable insurance companies-many of them just take money but do not do anything.
I also despise the American Boxers/keyboard warriors on the Internet, who smash Japanese cars of compatriots and make all kinds of medical troubles: the medical system and medical insurance problems in the United States are mainly caused by politicians. Republican politicians should bear the main responsibility: I dare to guarantee that they are the ones who receive the bulk of donations from insurance companies. The United States should learn from other Western countries to implement universal health insurance. I have experienced some of the darkness of American (extreme) capitalism, which takes profit as the only goal and relies too much on the market. I remember that Amazon laid off employees with cancer a few years ago, and the New York Times reported it at the time.
PS: The US medical system is huge and has its advanced aspects (new drugs, new equipment, new treatments), but it does have some drawbacks, which I have personally experienced recently.
Actually, I first saw this news on Xiaohongshu yesterday – I hope the Chinese people are not posting it out of gloating.
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